:root{--navy:#073584;--navy-2:#0a438f;--blue:#1557c0;--amber:#f3a927;--ink:#182b38;--muted:#61727c;--paper:#fbfaf7;--line:#e6e7e1;--white:#fff;--sans:Arial,Helvetica,sans-serif;--serif:Georgia,"Times New Roman",serif;--shadow:0 22px 70px rgba(7,53,132,.11)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(1160px,calc(100% - 56px));margin:0 auto}.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--blue)}.eyebrow:before{content:"";height:2px;width:22px;background:var(--amber)}.utility-bar{background:var(--navy);color:#e8eff2;font-size:11px;padding:9px 0;text-align:center;letter-spacing:.025em}.utility-bar strong{color:var(--amber)}.header{position:relative;z-index:3;background:rgba(251,250,247,.96);border-bottom:1px solid var(--line)}.header-row{height:78px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand img{display:block;width:220px;height:52px}.nav{display:flex;align-items:center;gap:30px;font-size:13px;font-weight:600;color:#41535e}.nav a{padding:8px 0;transition:color .18s}.nav a:hover,.nav a[aria-current=page]{color:var(--blue)}.nav a[aria-current=page]:after{content:"";display:block;height:2px;background:var(--amber);margin-top:5px}.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:7px;background:var(--navy);color:white;font-size:12px;font-weight:700;padding:14px 19px;cursor:pointer;transition:transform .18s,background .18s,box-shadow .18s}.nav-cta{white-space:nowrap;padding:12px 16px}.nav-cta:hover,.button:hover{background:var(--navy-2);transform:translateY(-1px);box-shadow:0 10px 24px rgba(7,53,132,.18)}.button-light{background:var(--white);border:1px solid #d4dfdf;color:var(--navy)}.button-light:hover{background:#f6fbfa;color:var(--navy)}.button-outline{background:transparent;color:var(--navy);border:1px solid #b8c6c9}.button-outline:hover{color:#fff;border-color:var(--navy)}.menu-toggle{display:none;background:transparent;border:1px solid var(--line);border-radius:7px;width:42px;height:42px;color:var(--navy);font-size:21px}.hero{padding:83px 0 78px;position:relative;overflow:hidden}.hero:before{position:absolute;content:"";width:580px;height:580px;border-radius:50%;right:-120px;top:-175px;background:radial-gradient(circle,rgba(238,208,166,.46),rgba(238,208,166,0) 69%);pointer-events:none}.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:65px;align-items:center}.hero h1{font-family:var(--serif);font-weight:400;letter-spacing:-.045em;font-size:clamp(45px,5.5vw,68px);line-height:1.04;max-width:720px;margin:19px 0 18px}.hero h1 em{font-style:normal;color:var(--blue)}.hero p{max-width:560px;color:var(--muted);font-size:16px;line-height:1.8;margin:0}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero-meta{display:flex;gap:24px;flex-wrap:wrap;margin-top:34px;padding-top:22px;border-top:1px solid var(--line);color:#60717b;font-size:11px}.hero-meta strong{display:block;color:var(--navy);font-family:var(--serif);font-weight:400;font-size:19px;margin-bottom:4px}.hero-visual{min-height:420px;position:relative;border-radius:20px;background:linear-gradient(145deg,#e9f0ed,#f2dfc5 62%,#fbf0df);overflow:hidden;box-shadow:var(--shadow)}.visual-sun{position:absolute;top:52px;right:64px;width:116px;height:116px;border-radius:50%;background:#ffd982;box-shadow:0 0 65px rgba(247,179,106,.72)}.visual-horizon{position:absolute;left:-10%;right:-10%;bottom:0;height:60%;border-radius:50% 50% 0 0;background:linear-gradient(160deg,#7aa6a1 2%,#416f7c 58%,#073584 100%);transform:rotate(-8deg) scale(1.2);transform-origin:bottom}.visual-horizon:after{content:"";position:absolute;inset:30% -10% auto;height:58%;background:linear-gradient(170deg,rgba(23,54,74,.05),rgba(18,44,64,.75));border-radius:50%}.visual-card{position:absolute;z-index:1;left:25px;top:25px;width:205px;background:rgba(255,255,255,.9);padding:18px;border-radius:12px;box-shadow:0 14px 35px rgba(7,53,132,.12)}.visual-card small{display:block;font-size:9px;color:var(--muted);text-transform:uppercase;letter-spacing:.12em}.visual-card strong{display:block;font-size:16px;line-height:1.35;margin:8px 0;color:var(--navy)}.visual-card span{font-size:10px;color:var(--blue)}.visual-orbit{position:absolute;z-index:1;right:42px;bottom:42px;width:124px;height:124px;border:1px solid rgba(255,255,255,.65);border-radius:50%;display:grid;place-items:center;color:white;font-family:var(--serif);font-size:17px;text-align:center}.visual-orbit:before,.visual-orbit:after{content:"";position:absolute;border:1px solid rgba(255,255,255,.42);border-radius:50%;inset:13px}.visual-orbit:after{inset:-13px}.trust-strip{background:#f0f2ed;border-top:1px solid #e7e9e2;border-bottom:1px solid #e7e9e2}.trust-inner{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:21px 0}.trust-inner span{font-size:11px;color:#687780}.trust-inner strong{color:var(--navy)}.trust-tags{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}.trust-tags span{border:1px solid #d8dfdc;border-radius:20px;padding:8px 12px;color:#435b67;font-size:10px;background:rgba(255,255,255,.45)}.section{padding:86px 0}.section-soft{background:#f2f3ef}.section-tight-top{padding-top:0}.section-heading{max-width:630px;margin-bottom:34px}.section-heading h2,.page-hero h1{font-family:var(--serif);font-weight:400;letter-spacing:-.045em;color:var(--navy);font-size:clamp(34px,4.5vw,50px);line-height:1.12;margin:13px 0}.section-heading p,.page-hero p{font-size:14px;color:var(--muted);line-height:1.8;margin:0;max-width:620px}.section-head-row{display:flex;align-items:end;justify-content:space-between;gap:25px}.text-link{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-size:12px;font-weight:700}.text-link:hover{color:var(--navy)}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.service-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px;min-height:230px;transition:transform .2s,box-shadow .2s,border-color .2s}.service-card:hover{transform:translateY(-4px);box-shadow:0 17px 38px rgba(7,53,132,.08);border-color:#d2dddc}.service-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:11px;background:#edf4f1;color:var(--blue);font-size:18px;font-weight:700}.service-card h3{font-size:17px;color:var(--navy);margin:18px 0 9px}.service-card p{color:var(--muted);font-size:12px;line-height:1.75;margin:0}.service-card .text-link{margin-top:19px;font-size:11px}.split-section{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start}.split-aside{position:sticky;top:40px}.split-aside h2{font:400 clamp(34px,4vw,48px)/1.12 var(--serif);letter-spacing:-.04em;color:var(--navy);margin:13px 0}.split-aside p{font-size:14px;color:var(--muted);line-height:1.8}.steps{display:grid;gap:0}.step{display:grid;grid-template-columns:48px 1fr;gap:17px;padding:22px 0;border-bottom:1px solid var(--line)}.step:first-child{padding-top:0}.step-number{width:36px;height:36px;border-radius:50%;background:#eaf1ed;color:var(--blue);display:grid;place-items:center;font-size:12px;font-weight:700}.step h3{font-size:15px;color:var(--navy);margin:2px 0 7px}.step p{color:var(--muted);font-size:12px;line-height:1.7;margin:0}.quote-band{background:var(--navy);color:#edf2f3;padding:62px 0}.quote-band blockquote{font:400 clamp(26px,3.4vw,41px)/1.3 var(--serif);letter-spacing:-.025em;max-width:850px;margin:0}.quote-band p{color:#b7c9cf;font-size:11px;margin:18px 0 0}.cta-panel{position:relative;overflow:hidden;background:#eaf0ec;border:1px solid #e0e8e1;border-radius:16px;padding:42px;display:flex;align-items:center;justify-content:space-between;gap:25px}.cta-panel:after{content:"";position:absolute;right:18%;top:-110px;width:300px;height:300px;border:1px solid rgba(21,87,192,.13);border-radius:50%;box-shadow:0 0 0 28px rgba(21,87,192,.035),0 0 0 56px rgba(21,87,192,.025)}.cta-panel h2{font:400 29px/1.18 var(--serif);letter-spacing:-.035em;color:var(--navy);margin:0 0 9px}.cta-panel p{color:var(--muted);font-size:12px;line-height:1.6;margin:0;max-width:530px}.cta-panel .button{position:relative;z-index:1;white-space:nowrap}.page-hero{padding:75px 0 52px;background:linear-gradient(130deg,#f8f8f3,#f4ece1)}.page-hero h1{max-width:780px;font-size:clamp(43px,5.2vw,60px)}.page-hero p{max-width:690px;font-size:15px}.breadcrumb{font-size:10px;color:#75848b;margin-bottom:25px}.breadcrumb a{color:var(--blue)}.content-section{padding:55px 0 82px}.content-narrow{max-width:790px}.content-narrow h2{font:400 31px/1.2 var(--serif);color:var(--navy);letter-spacing:-.03em;margin:40px 0 13px}.content-narrow h2:first-child{margin-top:0}.content-narrow h3{font-size:16px;color:var(--navy);margin:25px 0 9px}.content-narrow p,.content-narrow li{font-size:14px;line-height:1.85;color:#5d6d76}.content-narrow ul{padding-left:22px}.service-detail{display:grid;grid-template-columns:80px 1fr;gap:24px;padding:29px 0;border-bottom:1px solid var(--line)}.service-detail:first-child{padding-top:0}.service-detail h2{font:400 27px/1.2 var(--serif);color:var(--navy);margin:0 0 9px}.service-detail p{font-size:13px;color:var(--muted);line-height:1.8;margin:0 0 11px}.service-detail .service-icon{width:52px;height:52px}.service-list{display:flex;flex-wrap:wrap;gap:8px;margin-top:13px}.service-list span{padding:7px 10px;border-radius:20px;background:#edf3f0;color:#48636c;font-size:10px}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:45px}.info-card{background:#fff;border:1px solid var(--line);padding:24px;border-radius:12px}.info-card h3{font-size:14px;color:var(--navy);margin:0 0 13px}.info-card p,.info-card li{font-size:12px;color:var(--muted);line-height:1.75}.info-card ul{padding-left:18px}.info-stack{display:grid;gap:14px}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.insight-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:23px;display:flex;flex-direction:column;min-height:230px}.insight-label{font-size:9px;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);font-weight:700}.insight-card h2{font:400 22px/1.23 var(--serif);color:var(--navy);margin:14px 0 9px}.insight-card p{font-size:12px;color:var(--muted);line-height:1.7;margin:0}.insight-card .text-link{margin-top:auto;padding-top:20px}.article-meta{font-size:11px;color:#809097;margin:-3px 0 30px}.contact-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:58px;align-items:start}.contact-card{border:1px solid var(--line);background:#fff;border-radius:13px;padding:27px}.contact-card h2{font:400 27px/1.2 var(--serif);color:var(--navy);margin:0 0 10px}.contact-card>p{font-size:12px;color:var(--muted);line-height:1.7;margin:0 0 21px}.contact-point{border-top:1px solid var(--line);padding:15px 0}.contact-point small{display:block;color:#7d8b91;font-size:9px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:6px}.contact-point strong,.contact-point a{font-size:12px;color:var(--navy)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.form-field{display:grid;gap:7px}.form-field.full{grid-column:1/-1}.form-field label{font-size:10px;font-weight:700;color:#52636c}.form-field input,.form-field select,.form-field textarea,.admin-input{width:100%;border:1px solid #dce2df;border-radius:7px;padding:12px 13px;background:#fff;color:var(--ink);font-size:12px;outline:none;transition:border-color .16s,box-shadow .16s}.form-field textarea{min-height:125px;resize:vertical;line-height:1.6}.form-field input:focus,.form-field select:focus,.form-field textarea:focus,.admin-input:focus{border-color:#79a3ac;box-shadow:0 0 0 3px rgba(21,87,192,.12)}.check-row{display:flex;gap:9px;align-items:flex-start;color:var(--muted);font-size:10px;line-height:1.5}.check-row input{margin-top:2px;accent-color:var(--blue)}.form-result{display:none;margin-top:15px;padding:12px;border-radius:7px;background:#eaf3ed;color:#315b43;font-size:11px;line-height:1.5}.form-result.error{background:#fff0eb;color:#a34f34}.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.not-affiliated{padding:17px 0;text-align:center;background:#f1f2ed;color:#5b6d76;font-size:10px;border-top:1px solid var(--line)}.not-affiliated strong{color:var(--navy)}.footer{background:#152f40;color:#d6e1e4;padding:53px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px;padding-bottom:37px}.footer-brand img{width:220px;height:52px;filter:brightness(0) invert(1);opacity:.95}.footer-brand p{max-width:270px;color:#aebfc5;font-size:11px;line-height:1.7;margin:12px 0}.footer-title{font-size:10px;letter-spacing:.13em;text-transform:uppercase;color:#ffe08a;font-weight:700;margin-bottom:15px}.footer-links{display:grid;gap:10px}.footer-links a{font-size:11px;color:#c7d4d8}.footer-links a:hover{color:white}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);padding-top:17px;display:flex;justify-content:space-between;gap:20px;font-size:9px;color:#a7b8bf}.footer-bottom a{color:#d6e1e4}.skip-link{position:absolute;left:-9999px;top:0;background:#fff;padding:12px;z-index:10}.skip-link:focus{left:10px}
@media(max-width:980px){.nav{gap:17px}.hero-grid{gap:32px}.hero-visual{min-height:365px}.footer-grid{grid-template-columns:1.4fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2/4}.split-section{gap:42px}.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.service-card:last-child:nth-child(odd){grid-column:1/-1}}
@media(max-width:720px){.container{width:min(100% - 36px,560px)}.header-row{height:68px}.brand img{width:180px;height:44px}.menu-toggle{display:grid;place-items:center}.nav-cta{display:none}.nav{display:none;position:absolute;top:68px;left:0;right:0;padding:17px 22px 22px;background:var(--paper);border-bottom:1px solid var(--line);box-shadow:0 14px 25px rgba(7,53,132,.1);align-items:stretch;gap:4px;flex-direction:column}.nav a{padding:11px 4px}.nav a[aria-current=page]:after{display:none}.mobile-open .nav{display:flex}.hero{padding:45px 0 43px}.hero-grid{grid-template-columns:1fr;gap:28px}.hero h1{font-size:48px}.hero p{font-size:14px}.hero-visual{min-height:310px}.visual-sun{width:88px;height:88px;right:45px;top:42px}.visual-card{width:170px;padding:14px;left:18px;top:18px}.visual-orbit{width:100px;height:100px;right:27px;bottom:30px;font-size:14px}.trust-inner{align-items:flex-start;flex-direction:column}.trust-tags{justify-content:flex-start}.section{padding:60px 0}.section-head-row{align-items:flex-start;flex-direction:column}.section-heading h2,.page-hero h1{font-size:39px}.split-section{grid-template-columns:1fr;gap:27px}.split-aside{position:static}.card-grid{grid-template-columns:1fr}.service-card:last-child:nth-child(odd){grid-column:auto}.cta-panel{padding:27px;align-items:flex-start;flex-direction:column}.cta-panel:after{right:-140px}.cta-panel .button{margin-top:3px}.page-hero{padding:50px 0 37px}.content-section{padding:38px 0 58px}.service-detail{grid-template-columns:55px 1fr;gap:14px}.service-detail .service-icon{width:45px;height:45px}.about-grid,.insight-grid,.contact-grid{grid-template-columns:1fr;gap:15px}.insight-card{min-height:195px}.contact-card{padding:22px}.footer-grid{grid-template-columns:1fr 1fr;gap:27px 18px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:auto}.footer-bottom{flex-direction:column}}
@media(max-width:420px){.container{width:calc(100% - 30px)}.utility-bar{font-size:9px;padding:8px 9px;line-height:1.45}.hero h1{font-size:42px}.hero-meta{gap:17px}.form-grid{grid-template-columns:1fr}.form-field.full{grid-column:auto}.footer-grid{gap:23px 13px}.footer-links a{font-size:10px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important}}
.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-size:15px;font-weight:700;letter-spacing:-.025em}.brand img{width:42px;height:42px}.brand-name{white-space:nowrap}.footer-brand-logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700;letter-spacing:-.02em}.footer-brand-logo img{width:42px;height:42px;filter:none}.form-result.visible{display:block}


.footer-social{display:flex;flex-wrap:wrap;gap:9px;margin-top:17px}.footer-social a{display:inline-flex;align-items:center;gap:7px;padding:8px 11px;border:1px solid rgba(255,255,255,.23);border-radius:999px;color:#fff;font-size:11px}.footer-social a:hover{border-color:#eeb445;color:#ffd77d}